The loan process was quick and transparent. I got my e-rickshaw loan in just two days — now the vehicle earns for my family every single day.
From e-rickshaws and two-wheelers to home, business and property loans, Credifin is an RBI-registered NBFC trusted across 14 states. India's leading EV finance company, with fast approvals, minimal paperwork and EMIs set to your real income. Lending since 1992.
OUR BRANCHES ACROSS 14 STATES & UNION TERRITORIES
Six flagship products, each built around how our customers actually earn, live and grow.
📈 Stock, equipment, working capital or a second counter — practical finance for shops, traders and small manufacturers.
⚡ Finance e-rickshaws, e-loaders and electric vehicles — new or used. EMIs planned around real earnings, with battery finance available.
🛵 Get to work, college or customers on your own time — new and used two-wheelers financed across 14+ locations.
🏠 Buy, build or extend the family home with long tenures, doorstep documentation and co-borrower-friendly terms.
🚚 Finance light commercial vehicles that power your trade — tempos, vans and load carriers, with EMIs matched to cash flow.
🚗 Drive home your new or used car with a quick, convenient process tailored to your budget — competitive rates, minimal paperwork.
No hidden math, no surprises at signing. Move the sliders — what you see here is exactly how we'll explain it at the branch.
Principal, interest and total payable side by side — before you commit to anything.
Stretch for breathing room or shorten to save on interest — find your balance.
Call 079651-74500 and a loan officer will walk you through every line.
Indicative only. Final rate depends on product, profile & tenure.
KSG Kumar Shalya GuptaMD & CEO · Credifin I hope this message finds you in great health and high spirits. It is with immense joy that I share a significant milestone in our journey together. Over the past two years, your steadfast support has been a key driver in Credifin's growth, and I am truly grateful for the trust you have placed in us.
As the MD & CEO of Credifin, I am excited to announce a transformation that will further enhance your confidence in our company. We have not only crossed the remarkable milestone of ₹423 Crores in assets but have also reaffirmed our financial stability with the prestigious BBB- Stable credit rating from CRISIL. This rating is a testament to the strength and resilience of our business.
We fully recognize that none of this would have been possible without your invaluable partnership. Your belief in our vision and ongoing support has been a crucial factor in helping us reach new heights and setting even more ambitious goals for the future.
Working alongside Kumar Shalya Gupta (MD & CEO), an experienced board with decades of combined expertise across lending, risk and rural finance.
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MGGranular secured assets, conservative LTVs, and a woman co-borrower on every loan — governance built for the long term.
For lenders & investors →OUR LENDING PARTNERS 15+ LEADING BANKS & INSTITUTIONS
Digital where it’s faster, physical where it matters — our branches and collection centres sit in the towns and tehsils our customers call home.

Granular, secured, income-generating assets. Conservative underwriting with a woman co-borrower on every loan. Listed, rated, and refinanced by India's leading institutions.
RBI-registered, listed on MSE, independent directors, public disclosures under Regulation 46.
₹95.07 Cr in Mar 2023 to ₹423.51 Cr in Mar 2026, with falling NPAs and a healthier book.
Income-generating electric mobility assets aligned with India's green transition.
Granular, secured, income-generating assets. Conservative underwriting with a woman co-borrower on every loan. Listed, rated, and refinanced by India's leading institutions.
RBI-registered, listed on MSE, independent directors, public disclosures under Regulation 46.
₹95.07 Cr in Mar 2023 to ₹423.51 Cr in Mar 2026, with falling NPAs and a healthier book.
Income-generating electric mobility assets aligned with India's green transition.
National business, finance and regional media covering Credifin's growth, leadership and EV-first lending.
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Funding rounds, quarterly results, leadership and EV-first growth — as reported by India's media.
View all pressThe loan process was quick and transparent. I got my e-rickshaw loan in just two days — now the vehicle earns for my family every single day.
Credifin में लोन आवेदन आसान था। स्टाफ ने पूरी प्रक्रिया में मदद की और जल्दी स्वीकृति मिली — सेवाएं पारदर्शी और भरोसेमंद थीं।
Customer service is excellent, interest rates are competitive, and the whole branch feels familiar — like people who know your name. Thank you, Credifin.
A fantastic platform for exploring loan options — clear interest rates and prompt answers to every question I asked. Highly recommended.
Credifin helped me expand my business with easy financing and minimal paperwork. The branch team treated my shop’s growth like their own.
The loan process was quick and transparent. I got my e-rickshaw loan in just two days — now the vehicle earns for my family every single day.
Credifin में लोन आवेदन आसान था। स्टाफ ने पूरी प्रक्रिया में मदद की और जल्दी स्वीकृति मिली — सेवाएं पारदर्शी और भरोसेमंद थीं।
Customer service is excellent, interest rates are competitive, and the whole branch feels familiar — like people who know your name. Thank you, Credifin.
A fantastic platform for exploring loan options — clear interest rates and prompt answers to every question I asked. Highly recommended.
Credifin helped me expand my business with easy financing and minimal paperwork. The branch team treated my shop’s growth like their own.
Stand a chance to ride into the future with a brand-new electric two-wheeler! Plus, grab exciting guaranteed prizes.
Get a chance to win a Free Electric Two Wheeler every month!
Our blog breaks down credit, EVs and loans in plain language, written for first-time borrowers, not bankers.
The things first-time borrowers ask us most — in plain language.
From an e-rickshaw that earns every day to a home loan or working capital for your shop, our team helps you find the right loan and get moving. Apply online or walk into any of our branches across 14 states.
Credifin Limited · RBI-Registered NBFC · CRISIL BBB– / Stable · Loans at the sole discretion of the company