Fixed Interest Rate
Fixed interest rates in personal loans keep the monthly installment constant, aiding borrowers’ repayment planning
Building Brighter Future - Explore Our Personal Loan
Turn your dreams into reality with our hassle-free personal loans, designed to suit your needs and aspirations.
Features and Benefits
Get financial flexibility and meet your personal needs with our hassle-free personal loans offering quick approvals and flexible repayment options
Repayment Terms
We offer different repayment terms, ranging from one to five years. You can choose a term that fits their financial situation
Quick Approval
Personal loans often have a straightforward application process, and approval can be relatively quick, especially with us
Flexible Loan Amounts
Personal loans can offer various loan amounts to meet your specific needs
Financial Flexibility
Personal loans allow you to fund different life events or purchases without depleting your savings
Quick Access to Funds
Personal loans offer quick access to necessary funds when facing any urgent financial needs
Calculate Your EMI
Plan your finances better with our easy-to-use EMI calculator.
Instant Calculation
See results as you adjust
Clear Breakdown
Principal vs Interest
Mobile Friendly
Works anywhere
EMI Calculator
₹
₹1 Lakh₹1 Crore
%
8%26%
Years
1 Year30 Years
Your Monthly EMI
Principal Amount₹1,00,000
Total Interest₹1,98,444.99
Total Payable₹2,98,444.99
Tenure20 Years (240 months)
a quick and transparent process
We have a simple online application
Check Eligibility
Check eligibility criteria before applying for a loan to ensure approval possibilities.
Calculate Your EMI
Estimate your monthly EMI effortlessly with our user-friendly loan calculator.
Check Required Documents
Ensure which necessary documents are required for loan application.
Fill Application Form
Accurately provide all required information in the loan application form for prompt processing.
Eligibility and Documents
Essential documents that need to be provided to complete the process successfully are listed below:
Identification Proof
This includes a valid government-issued photo ID such as a passport, driver’s license, or national ID card.
Address Proof
A document confirming your residential address, such as a utility bill, bank statement, or rental agreement.
Income Proof
To assess your ability to repay the loan, we may require income-related documents such as salary slips, bank statements, or income tax returns (ITR) for self-employed individuals.
Employment Verification
This can be in the form of an employment letter from your employer or a certificate confirming your business ownership and income for self-employed individuals.
Credit Score & History
We may check your credit score and credit history, which can be obtained from credit bureaus in India.
Completed Loan Application
We will provide a loan application form that you need to fill out with your personal and financial details.
Photographs
We may require recent passport-sized photographs as part of the loan application.
Additional Documents
Depending on our policies and your specific situation, we may request additional documents like bank statements or property documents.
Frequently Asked Questions
Questions From Customers
Who is eligible for a personal loan?
Existing customers are eligible for personal loan.
What documents are required to apply for a personal loan?
KYC of Applicant, co-applicant and Guarantor and 6 month bank statement of Applicant.
How much can I borrow with a personal loan?
Company offers 30k and 50k personal loan amount.
What is the interest rate on a personal loan?
ROI will be 26%.
How do I apply for a personal loan?
Customer can apply online, or can visit local branch or dealer point.
Can I apply for a personal loan online?
Yes
How long does it take to process a personal loan application?
It takes 7-10 days to process.
What factors do lenders consider during the approval process?
Customer can apply online, or can visit local branch or dealer point.
Can I get a personal loan if I have a low credit score?
No
What is the tenure of a personal loan?
- 6 months for 30000
- 12 months for 50000
What factors do lenders consider during approval?
- Applicant, co-applicant and guarantor’s CIBIL score
- Existing loan track
- Repayment habit
- Income source
Are there any processing fees for a personal loan?
- For 50000 Processing Fees is 1480
- For 30000 Processing Fees is 3540
Is there a penalty for prepaying my personal loan?
No, there is no penalty but there are foreclosure charges.
Can I change my EMI date?
No, you can not change your emi date after disbursement of amount.
Can I make part-prepayments on my loan?
Yes
Is my loan secured by collateral?
No, it is an unsecured loan.
Can I get a personal loan without a guarantor?
No, guarantor is compulsory.
Can I get a personal loan for business purposes?
Yes, you can take personal loan for business expansion.
How can I track my loan application status?
Telecallers are in touch with customers from the begining to the disbursement of the loan.
Is there a grace period for starting EMI payments?
No