Experience the easiest home loan journey with Credifin Limited. From first-time buyers to seasoned investors, we provide tailored financing solutions that make homeownership accessible and affordable for everyone across India.
Choose the perfect home loan solution that matches your specific needs and financial situation
For buying ready-to-move-in residential properties including apartments, independent houses, and villas.
For constructing a new house on your own plot of land. Funds are released in stages based on construction progress.
For renovating, extending, or improving your existing home including repairs and upgrades.
Transfer your existing home loan for better interest rates and improved terms.
Additional funding over your existing home loan for personal needs, education, or business requirements.
Combined financing for purchasing land and constructing your dream home with single loan facility.
Plan your finances better with our easy-to-use EMI calculator.
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A home loan, also known as a housing loan or mortgage, is a secured loan provided by financial institutions to help individuals purchase residential properties. The property itself serves as collateral for the loan, which means the lender has the right to take possession of the property if you fail to repay the loan as agreed.
Home loans are typically long-term commitments, ranging from 10 to 30 years, allowing borrowers to spread the cost of their home purchase over many years. This makes homeownership accessible to people who cannot afford to pay the full purchase price upfront.
Simple and transparent eligibility criteria designed to help more people achieve their homeownership dreams
For employees with regular monthly income
21 to 65 years at loan maturity
✓ Flexible age limits
Minimum ₹25,000 per month
✓ Competitive income requirement
2 years total, 1 year current job
✓ Reasonable experience needed
650 and above preferred
✓ We help improve your score
For business owners and professionals
21 to 65 years at loan maturity
✓ Same flexible age limits
Minimum 3 years in business
✓ Established business track record
Minimum ₹3 lakhs per year
✓ Reasonable income threshold
Last 2 consecutive years
✓ Standard compliance requirement
Our loan experts will help you understand your eligibility and guide you through the process.
We've streamlined the documentation process to make it as easy as possible for you
Basic identification documents
Financial capability documents
Property related documents
Our document specialists will guide you through the entire process and help you prepare all required paperwork.
Call us at 079651-74500 for assistance
Fill out our simple online application form with your basic details and loan requirements.
Submit all required documents either online or at our nearest branch office.
Our team verifies your eligibility based on the provided documents and information.
We conduct a valuation of the property to determine the loan amount you qualify for.
Receive quick approval within 24 hours, subject to verification and eligibility.
Funds are disbursed to your account or directly to the seller/developer as per agreement.
We accept a wide range of property types to meet diverse financing needs. From residential to commercial properties, we've got you covered.
Independent houses, apartments, flats, and villas for your own residence and family living.
Approved residential plots in developed areas for future construction of your dream home.
Office spaces, retail shops, showrooms, and commercial complexes for business purposes.
Manufacturing units, warehouses, factories, and industrial plots for business operations.
Rental properties, second homes, and investment apartments for generating rental income.
Hotels, resorts, guest houses, and hospitality ventures for tourism and accommodation business.
Shopping complexes, malls, retail outlets, and commercial spaces in prime locations.
Schools, colleges, coaching centers, and educational institutions for academic purposes.
Hospitals, clinics, diagnostic centers, and healthcare facilities for medical services.
Our expert team conducts thorough technical and legal evaluation of all property types to ensure secure financing.
Note: Agricultural properties are not eligible for financing under our current loan products.
Real stories from real customers who trusted us with their home loan journey
"Credifin made my home buying journey incredibly smooth. The team was professional, the process was transparent, and I got my loan approved within 24 hours as promised!"
"Best interest rates in the market! I compared with 5 other banks and Credifin offered the most competitive package. Plus, no hidden charges - everything was crystal clear."
