RBI-Registered NBFC ยท CRISIL BBBโ€“ / Stable ยท Listed on MSE ยท Lending since 1992

Fuel Your Business Growth with Our Tailored Loan Solutions

Get the capital you need to expand, renovate, or manage cash flow with our tailored business loan solutions.

  • โ‚น50L+

    Maximum Loan

  • 24 hrs

    Fast Approval

  • 18%

    Interest Rate

  • 5000+

    Happy Clients

Types of Business Loans

Choose the financing solution that best fits your business needs and goals.

  • Working Capital Term Loan

    Fuel your business growth with a fixed loan for operational needs like inventory or payroll, offering flexible terms and competitive rates.

  • Built Up Commercial Property Purchase

    Expand your business with a loan to purchase commercial spaces, tailored with flexible repayment options and attractive rates.

Loan Eligibility Criteria

Check if you qualify for our business financing solutions.

Basic Eligibility Requirements

Meet these criteria to qualify for our business loans

  • Business Age

    Minimum 2 years in business operation

  • Annual Turnover

    Minimum โ‚น50 Lakhs annual revenue

  • Credit Score

    Business owner with CIBIL score of 700+

  • Business Registration

    Registered business entity (Pvt Ltd, LLP, Partnership, Proprietorship)

Required Documentation

Documents needed to process your loan application

  • Business Documents

    GST registration, business PAN, incorporation documents

  • Financial Statements

    Last 2 years' audited financial statements, ITR, and GST returns

  • Bank Statements

    Last 6 months' business bank account statements

  • KYC Documents

    Aadhaar, PAN, and address proof of business owners/directors

Not Sure if You Qualify?

Our loan specialists can help determine your eligibility and find the right financing solution for your business.

Check Eligibility Now

Industries We Serve

Tailored financing solutions for various business sectors

  • Retail

    Inventory financing, expansion, and working capital

  • Services

    Equipment, marketing, and business expansion

  • Manufacturing

    Equipment financing, raw materials, and production

  • E-commerce

    Inventory, marketing, and platform expansion

  • Healthcare

    Medical equipment, facility expansion, and technology

  • Education

    Infrastructure, technology, and curriculum development

  • IT & Software

    R&D, talent acquisition, and infrastructure

  • Hospitality

    Renovation, expansion, and equipment upgrades

Calculate Your EMI

Plan your finances better with our easy-to-use EMI calculator.

  • Instant Calculation

    See results as you adjust

  • Clear Breakdown

    Principal vs Interest

  • Mobile Friendly

    Works anywhere

EMI Calculator

โ‚น
โ‚น1 Lakhโ‚น1 Crore
%
8%26%
Years
1 Year30 Years

Your Monthly EMI

โ‚น1,243.52
Principal Amountโ‚น1,00,000
Total Interestโ‚น1,98,444.99
Total Payableโ‚น2,98,444.99
Tenure20 Years (240 months)

Why Choose Our Business Loans

We offer competitive advantages to help your business succeed

  • Quick Disbursals

    Get funds in your account within 3 business days after approval. Our streamlined process ensures you get capital when you need it.

  • Flexible Repayment

    Choose from various repayment options that match your business cash flow. Customize your loan terms to fit your specific needs.

  • Minimal Documentation

    Our digital application process requires fewer documents than traditional banks. Upload everything online for a hassle-free experience.

What Our Clients Say

Hear from businesses that have grown with our financing solutions.

  • Rahul Sharma

    Retail Store Owner, Delhi

    "The term loan from Credifin allowed me to expand my retail space and increase inventory. The application process was straightforward and funding was quick. My business has grown 30% since the expansion."

  • Priya Reddy

    Restaurant Owner, Mumbai

    "The line of credit from Credifin gave us the flexibility to manage seasonal fluctuations in our restaurant business. The quick approval process was a game-changer for us."

  • Amit Kumar

    Manufacturing Business, Bangalore

    "Thanks to Credifin's equipment financing, we upgraded our machinery, boosting production efficiency by 40%. The minimal documentation made the process seamless."

Ready to Grow Your Business?

Apply now and get the capital you need to take your business to the next level. Our team is ready to help you succeed.