RBI-Registered NBFC · CRISIL BBB– / Stable · Listed on MSE · Lending since 1992

Financial Support for Education Beyond Borders

Breaking barriers to unlock learning opportunities worldwide.

Abroad Education Loan

Features and Benefits

Secure your child’s educational journey with flexible school fee financing options, easing financial burdens and ensuring access to quality education for a brighter future

Minimal Documentation

Minimal Documentation

Simplify your application process with an abroad education loan requiring minimal paperwork, making it quick and hassle-free

Customized Loan Options

Customized Loan Options

Enjoy tailored loans designed to meet your specific academic and financial needs for studying abroad

Quick Approval Process

Quick Approval Process

Experience fast loan sanctions, ensuring you can focus on securing your admission without delays

Comprehensive Coverage

Comprehensive Coverage

Access loans that cover all expenses, including tuition fees, accommodation, travel, and other essential costs for your education

Transparent Process

Transparent Process

Benefit from a 100% transparent loan process, ensuring clarity and trust at every step

Flexible Repayment Plans

Flexible Repayment Plans

Choose from various repayment options that align with your financial situation, offering greater convenience and peace of mind

Secure and Reliable

Secure and Reliable

Rest assured with loans that are fully secure and offered by trusted financial institutions

Advanced Technology

Advanced Technology

State-of-the-art systems ensure a seamless application experience and optimized loan solutions tailored to your goals

Dedicated Support

Dedicated Support

Rely on professional guidance and assistance throughout your loan journey, making the process smooth and stress-free.

Calculate Your EMI

Plan your finances better with our easy-to-use EMI calculator.

  • Instant Calculation

    See results as you adjust

  • Clear Breakdown

    Principal vs Interest

  • Mobile Friendly

    Works anywhere

EMI Calculator

₹
₹1 Lakh₹1 Crore
%
8%26%
Years
1 Year30 Years

Your Monthly EMI

₹1,243.52
Principal Amount₹1,00,000
Total Interest₹1,98,444.99
Total Payable₹2,98,444.99
Tenure20 Years (240 months)
a quick and transparent process

We have a simple online application

  1. Check Eligibility

    Check Eligibility

    Check eligibility criteria before applying for a loan to ensure approval possibilities.

  2. Calculate Your EMI

    Calculate Your EMI

    Estimate your monthly EMI effortlessly with our user-friendly loan calculator.

  3. Check Required Documents

    Check Required Documents

    Ensure which necessary documents are required for loan application.

  4. Fill Application Form

    Fill Application Form

    Accurately provide all required information in the loan application form for prompt processing.

Eligibility and Documents

Essential documents that need to be provided to complete the process successfully are listed below:

  1. Identification & Address Proof

    Any government-issued identification document such as Aadhaar card, PAN card, passport, voter ID card, or driving license.

  2. Passport-Size Photos

    Recent photographs of the loan applicant.

  3. Income Proof

    To assess the applicant’s repayment capacity, income proof is required. It can include salary slips, bank statements, income tax returns (ITR), or a letter from the employer.

  4. Student's Admission Letter

    An official letter from the educational institution confirming the student’s admission and the details of the course or program.

  5. Fee Structure

    A document outlining the school’s fee structure, including tuition fees and any other expenses.

  6. Academic Records

    Copies of academic transcripts or certificates, especially for higher education loan applications.

  7. Co-applicant's Documents

    If the loan requires a co-applicant (such as a parent or guardian), their identification and income proof will be needed.

  8. Bank Statements

    Typically, the last six months’ bank statements to assess the applicant’s financial stability.

  9. Declaration and Undertaking

    A signed declaration form or undertaking to state the purpose of the loan and to agree to the terms and conditions.

Frequently Asked Questions

Questions From Customers

Customer care representative
What is an abroad education loan?

An abroad education loan is a financial solution designed to help students cover the expenses of studying in a foreign country, including tuition fees, accommodation, travel, and other related costs.

Who is eligible to apply for an abroad education loan?
  • Be a student with confirmed admission to a recognized institution abroad.
  • Meet age requirements (usually between 18 to 35 years).
  • Have a co-applicant with a stable income (parent, guardian, or spouse).
What expenses are covered under an abroad education loan?

Most education loans cover tuition fees, living expenses, travel costs, study materials, health insurance, and other mandatory expenses required for studying abroad.

What documents are required for an abroad education loan?
  • 18%- 22% depending upon the model and downpayment
  • Academic records
  • ID and address proof
  • Income proof of co-applicant
  • Bank statements
Are there flexible repayment options for education loans?

Yes, most lenders provide flexible repayment options, including grace periods where repayments begin after course completion or securing a job.

Can I apply for an education loan without a co-applicant?

In most cases, a co-applicant is required, especially for unsecured loans. However, some lenders may waive this requirement based on the student’s profile and admission to a reputed institution.

Can I apply for an education loan online?

Yes, we provide online application facilities for a quick and seamless process.

What happens if I face difficulty in repaying the loan?

If you encounter repayment issues, contact us immediately. We offer options such as restructuring the loan or extending the repayment tenure.

How do I calculate my EMI for the loan?

You can use an EMI calculator provided by the us to estimate monthly repayments based on the loan amount, interest rate, and tenure.

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