Credifin - Jammu Operations

Our Impact in Jammu

3,500+

Happy Customers in Jammu

100+

Dealer Network

10+

Branches Across Jammu

Our Presence in Jammu

Jammu City

The winter capital, known for its temples, forts, and as a gateway to Kashmir Valley.

Our Loan Products

Home Loan

Fulfill your dream of owning a home in Jammu with our competitive home loan options.

Business Loan

Expand your business with our flexible financing solutions tailored for Jammu entrepreneurs.

Commercial Vehicle Loan

Get financing for new and used commercial vehicles to support your transportation needs.

Car Loan

Drive home your dream car with our hassle-free car loan options at competitive rates.

Tourism Enterprise Loan

Specialized financing for businesses in the tourism sector, including hotels and travel services.

MSME Loan

Tailored financial solutions for micro, small, and medium enterprises across Jammu.

Jammu's Economic Landscape

Key Industries

Tourism & Hospitality 32%
Agriculture & Food Processing 24%
Handicrafts & Textiles 18%
Services & Retail 15%
Manufacturing 11%

Economic Indicators

GSDP Growth Rate

6.8%

Per Capita Income

₹1.15 Lakh

Literacy Rate

78%

Urbanization

35%

Supporting Jammu's Handicraft Industry

Jammu is renowned for its exquisite handicrafts that reflect the rich cultural heritage of the region. At Credifin, we provide specialized financing to artisans to preserve these traditions.

Pashmina Shawls

Jammu's Pashmina shawls are known for their softness and intricate embroidery. We finance raw materials and market access.

Basohli Paintings

Vibrant miniature paintings from Basohli with bold colors. Our loans help artists preserve this art and reach new markets.

Walnut Wood Carving

Jammu's walnut wood carvings are renowned for intricate designs. We finance workshops and tools for artisans.

Supporting Jammu's Agricultural Economy

Strengthening the Agricultural Value Chain

Agriculture is the backbone of Jammu's economy, known for basmati rice, wheat, maize, and fruits. At Credifin, we offer specialized financing solutions:

Farm Mechanization: Loans for tractors and harvesters
Storage Infrastructure: Financing for warehouses and cold storage
Food Processing Units: Loans for rice mills and fruit processing

Empowering MSMEs in Jammu

Micro, Small, and Medium Enterprises are vital to Jammu's economic growth, creating jobs and driving innovation. At Credifin, we offer specialized financing solutions:

Working capital loans for day-to-day operations
Equipment financing for modernization
Expansion capital for business growth
Supply chain financing for trade and retail
Collateral-free loans for eligible businesses

MSME Sector in Jammu

Number of MSMEs

8.2 Lakh+

Employment Generation

18 Lakh+ Jobs

Contribution to Region's GDP

38%

Annual Growth Rate

9.5%

What Our Jammu Customers Say

"

Credifin helped me expand my Pashmina shawl business. Their handicraft loan helped me hire artisans and reach new markets.

Rajinder Singh

Handicraft Entrepreneur, Jammu City

"

As a hotel owner in Katra, Credifin's tourism loan helped me renovate my property with a quick and tailored process.

Priya Sharma

Hotel Owner, Katra

"

I started a basmati rice processing unit with Credifin's agricultural loan, tailored for my seasonal cash flow.

Mohinder Kumar

Agri-Entrepreneur, Kathua

Financing Religious Tourism Enterprises

Pilgrim Accommodation

Financing for hotels and dharamshalas catering to millions of pilgrims visiting Vaishno Devi.

Pilgrim Services

Loans for businesses providing transportation, food, and amenities to religious tourists.

Religious Merchandise

Financing for businesses selling religious items, souvenirs, and local handicrafts.

Did you know?

Vaishno Devi shrine in Jammu attracts over 8 million pilgrims annually, a top religious destination.

Ready to Grow with Credifin in Jammu?

Join 3,500+ satisfied customers across Jammu who trust Credifin for their financial needs

Empowering Jammu