Empowering the Jewel of Western India

Financial solutions for Gujarat’s dynamic economy

#BuildingBharat

Our Impact in Gujarat

15,000+

Happy Customers in Gujarat

300+

Dealer Network

40+

Branches Across Gujarat

Our Loan Products

Home Loan

Build or buy your dream home in Gujarat with our affordable home loans.

Business Loan

Expand your business in Gujarat’s industrial and commercial hubs with flexible financing.

Commercial Vehicle Loan

Finance vehicles to support transportation in Gujarat’s thriving economy.

Car Loan

Drive across Gujarat with our competitive car loan rates.

MSME Loan

Support for Gujarat’s textile, diamond, and chemical industries.

Tourism Enterprise Loan

Financing for hotels, travel agencies, and tourism ventures in Gujarat.

Supporting Gujarat’s Tourism Economy

Gujarat, with its rich heritage and attractions like the Statue of Unity and Rann of Kutch, welcomed 5.2 crore tourists in 2024.

Credifin supports tourism businesses with loans for hotels, tour operations, and cultural enterprises, contributing to 6% of the state’s GSDP.

5.2 Cr

Tourists in 2024

6%

GSDP Contribution

2,500+

Registered Hotels

3 Lakh+

Tourism-Related Jobs

Gujarat’s Economic Landscape

Key Industries

Textiles 30%
Chemicals & Petrochemicals 25%
Diamond & Jewelry 20%
Tourism 10%
Pharmaceuticals 15%

Economic Indicators

GSDP

₹18.5 Trillion

Per Capita Income

₹2.7 Lakh

Literacy Rate

78%

Urbanization

42.6%

Supporting Gujarat’s Handicraft Industry

Gujarat’s rich handicraft tradition, including Bandhani and Kutch embroidery, reflects its cultural heritage. Credifin supports artisans with tailored financing.

Bandhani

Traditional tie-dye textiles. We finance dyes and market access.

Kutch Embroidery

Intricate hand-stitched designs. Our loans support artisans’ cooperatives.

Patola Sarees

Luxurious double ikat weaves. We finance looms and raw materials.

Supporting Gujarat’s Agricultural Economy

Strengthening the Agricultural Value Chain

Agriculture employs 50% of Gujarat’s population, with crops like cotton, groundnut, and spices driving the economy. Credifin offers financing solutions:

Farm Mechanization: Loans for tractors and harvesters
Cold Storage: Financing for fruit and vegetable storage
Food Processing Units: Loans for spice and dairy processing

Empowering MSMEs in Gujarat

Gujarat’s MSME sector, including textiles, chemicals, and ceramics, contributes significantly to GSDP. Credifin supports MSMEs with tailored financing:

Working capital loans for operations
Equipment financing for modernization
Expansion capital for growth
Supply chain financing for trade
Collateral-free loans for eligible businesses

MSME Sector in Gujarat

Industrial Sector GVA

₹7.5 Lakh Cr

Manufacturing Contribution

35%

MSME Growth Rate

9.5%

FDI Inflows

US$2.5B

What Our Gujarat Customers Say

Credifin’s business loan helped me expand my textile unit in Surat.

Vikram Patel

Textile Manufacturer, Surat

With Credifin’s MSME loan, I modernized my diamond polishing unit in Ahmedabad.

Neha Shah

Diamond Merchant, Ahmedabad

Credifin’s tourism loan helped me start a travel agency for Rann of Kutch tours.

Ramesh Desai

Travel Agent, Bhuj

Ready to Grow with Credifin in Gujarat?

Join 15,000+ satisfied customers across Gujarat who trust Credifin for their financial needs