Empowering the Land of Enlightenment

Financial solutions for Bihar’s vibrant economy

#BuildingBharat

Our Impact in Bihar

10,000+

Happy Customers in Bihar

200+

Dealer Network

30+

Branches Across Bihar

Our Loan Products

Home Loan

Build or buy your dream home in Bihar with our affordable home loans.

Business Loan

Expand your business in Bihar’s growing markets with flexible financing.

Commercial Vehicle Loan

Finance vehicles to support transportation in Bihar’s bustling economy.

Car Loan

Drive across Bihar with our competitive car loan rates.

MSME Loan

Support for Bihar’s textile, food processing, and small-scale industries.

Agricultural Loan

Financing for farmers to boost Bihar’s agricultural productivity.

Supporting Bihar’s Tourism Economy

Bihar, the land of Buddha, attracts millions of tourists to sites like Bodh Gaya and Nalanda, contributing significantly to the state’s economy.

Credifin supports tourism businesses with loans for hotels, transport, and cultural enterprises, driving economic growth.

2.5 Cr

Tourists in 2024

5%

GSDP Contribution

1,200+

Registered Hotels

1.5 Lakh+

Tourism-Related Jobs

Bihar’s Economic Landscape

Key Industries

Agriculture 40%
Food Processing 20%
Textiles 15%
Tourism 10%
Manufacturing 15%

Economic Indicators

GSDP

₹7.57 Trillion

Per Capita Income

₹58,000

Literacy Rate

70.9%

Urbanization

11.3%

Supporting Bihar’s Handicraft Industry

Bihar’s rich handicraft tradition, including Madhubani paintings and Sujni embroidery, showcases its cultural heritage. Credifin supports artisans with tailored financing.

Madhubani Paintings

Vibrant folk art from Mithila. We finance materials and workshops.

Sujni Embroidery

Traditional quilted art. Our loans support artisans’ cooperatives.

Bhagalpuri Silk

Renowned Tussar silk products. We finance looms and market access.

Supporting Bihar’s Agricultural Economy

Strengthening the Agricultural Value Chain

Agriculture employs over 70% of Bihar’s population, with crops like rice, wheat, and litchi driving the economy. Credifin offers financing solutions:

Farm Mechanization: Loans for tractors and irrigation systems
Cold Storage: Financing for litchi and vegetable storage
Food Processing Units: Loans for rice mills and litchi processing

Empowering MSMEs in Bihar

Bihar’s MSME sector, including food processing and textiles, is a key economic driver. Credifin supports MSMEs with tailored financing:

Working capital loans for operations
Equipment financing for modernization
Expansion capital for growth
Supply chain financing for trade
Collateral-free loans for eligible businesses

MSME Sector in Bihar

Industrial Sector GVA

₹1.45 Lakh Cr

Manufacturing Contribution

18%

MSME Growth Rate

8.5%

FDI Inflows

US$150M

What Our Bihar Customers Say

Credifin’s business loan helped me expand my textile shop in Bhagalpur.

Rahul Kumar

Textile Merchant, Bhagalpur

With Credifin’s agricultural loan, I purchased modern farming equipment for my fields in Muzaffarpur.

Sanjay Yadav

Farmer, Muzaffarpur

Credifin’s MSME loan helped me scale my Madhubani painting business in Darbhanga.

Anita Devi

Artisan, Darbhanga

Ready to Grow with Credifin in Bihar?

Join 10,000+ satisfied customers across Bihar who trust Credifin for their financial needs