Credifin - Uttarakhand Operations

Empowering Uttarakhand

Providing financial solutions to the land of gods

#BuildingBharat

Our Impact in Uttarakhand

5,200+

Happy Customers in Uttarakhand

150+

Dealer Network

12+

Branches Across Uttarakhand

Our Presence in Uttarakhand

Our Loan Products

Home Loan

Fulfill your dream of owning a home in Jammu with our competitive home loan options.

Business Loan

Expand your business with our flexible financing solutions tailored for Jammu entrepreneurs.

Commercial Vehicle Loan

Get financing for new and used commercial vehicles to support your transportation needs.

Car Loan

Drive home your dream car with our hassle-free car loan options at competitive rates.

Tourism Enterprise Loan

Specialized financing for businesses in the tourism sector, including hotels and travel services.

MSME Loan

Tailored financial solutions for micro, small, and medium enterprises across Jammu.

Supporting Uttarakhand's Tourism Industry

Tourism is the backbone of Uttarakhand's economy, drawing millions to its pilgrimage sites, hill stations, and adventure destinations. At Credifin, we cater to the financial needs of businesses in this vibrant sector.

Our tailored tourism financing solutions empower hotels, tour operators, adventure sports businesses, and homestays to enhance infrastructure, upgrade facilities, and deliver world-class experiences to visitors.

20M+

annual tourists

10%

of state GDP

1.5M+

jobs in tourism

₹20,000 Cr

annual revenue

Uttarakhand's Economic Landscape

Key Industries

  • Tourism & Hospitality 25%
  • Hydropower & Renewable Energy 20%
  • Agriculture & Horticulture 15%
  • Manufacturing & Automobiles 12%
  • Pharmaceuticals 10%
  • Others 18%

Economic Indicators

GSDP Growth Rate
8.0%
Per Capita Income
₹2.27 Lakh
Literacy Rate
79%
Urbanization
31%

Supporting Uttarakhand's Craft Heritage

Uttarakhand is celebrated for its traditional handicrafts, reflecting its Himalayan heritage. At Credifin, we provide specialized financing to artisans and craft enterprises to preserve these traditions and expand their market reach.

Wood Carving
Wood Carving

Intricate woodwork from Kumaon and Garhwal regions, used in temples and homes. We support artisans with equipment and working capital loans.

Wool Weaving
Wool Weaving

Handwoven shawls and blankets from Almora and Pithoragarh. Our financing helps weavers modernize looms and scale production.

Ringaal Craft
Ringaal Craft

Bamboo basketry from the hills, known for its durability. We provide loans for raw materials and market expansion.

Powering Uttarakhand's Hydropower Revolution

Hydropower in Uttarakhand

Harnessing Himalayan Rivers

With its vast river network, Uttarakhand is a leader in India’s hydropower sector. At Credifin, we support the state’s renewable energy goals with specialized financing solutions:

  • Financing for small and micro-hydropower projects
  • Equipment loans for hydropower entrepreneurs
  • Working capital for maintenance and operations
  • Loans for eco-friendly infrastructure upgrades
Did you know?

Uttarakhand has a hydropower potential of 25 GW, contributing 10% to India’s installed capacity.

What Our Uttarakhand Customers Say

"

Credifin’s tourism loan helped me expand my homestay in Rishikesh to cater to yoga tourists. The process was quick and hassle-free.

Anjali Rawat

Homestay Owner, Rishikesh

"

As a wood carving artisan in Dehradun, Credifin’s MSME loan helped me purchase modern tools and reach new markets.

Vijay Bisht

Wood Carving Artisan, Dehradun

"

With Credifin’s hydropower financing, I set up a small hydro unit in Chamoli, contributing to clean energy and local jobs.

Rakesh Negi

Hydropower Entrepreneur, Chamoli

Financing Agriculture in Uttarakhand

Agriculture in Uttarakhand

Supporting Rural Prosperity

Uttarakhand’s fertile valleys and organic farming practices make agriculture a key economic driver. Credifin offers tailored financing for farmers and agribusinesses:

Crop Loans

Financing for seeds, fertilizers, and equipment to boost crop yields in rice, wheat, and millets.

Horticulture Financing

Loans for apple, kiwi, and medicinal plant cultivation to support high-value farming.

Tractor Financing

Affordable loans for tractors and modern farming equipment to enhance productivity.

Empowering MSMEs in Uttarakhand

Micro, Small, and Medium Enterprises drive Uttarakhand’s economy, creating jobs and promoting sustainable growth. At Credifin, we offer specialized financing solutions for MSME needs:

  • Working capital loans for daily operations
  • Equipment financing for modernization
  • Expansion capital for business growth
  • Export financing for handicraft businesses
  • Collateral-free loans for eligible businesses

MSME Sector in Uttarakhand

Number of MSMEs
2.7 Lakh+
Employment Generation
8 Lakh+ Jobs
Contribution to State GDP
30%
Annual Growth Rate
9%

Ready to Grow with Credifin in Uttarakhand?

Join 5,200+ satisfied customers across Uttarakhand who trust Credifin for their financial needs