Haridwar

Spiritual Gateway of India

Haridwar is among Hinduism’s holiest cities, drawing millions for the Ganga Aarti and grand festivals like the Kumbh Mela.

Ayurveda & Wellness Capital

With Patanjali and many naturopathy centers, it’s a fast-growing hub for Ayurvedic healthcare and wellness tourism.

Industrial & Manufacturing Growth

SIDCUL’s FMCG, pharma, and electrical units fuel strong demand for MSME and machinery loans.

Education & Skill Development

Ayurvedic colleges and tech institutes drive steady need for education finance and student housing loans.

Religious Tourism & Local Trade

Markets, guides, and hospitality services serve pilgrims—boosting demand for merchant and seasonal business credit.

Urban Expansion & Real Estate

Townships, ashrams, and hotels are driving real estate investments and home loan growth.

Top Attractions

Har Ki Pauri

The iconic ghat on the banks of the Ganges, famous for its evening Ganga Aarti and spiritual significance.

Chandi Devi Temple

A revered hilltop temple offering panoramic views and a ropeway ride for pilgrims.

Mansa Devi Temple

Located atop Bilwa Parvat, this sacred site draws devotees seeking blessings and wish fulfillment.

Bharat Mata Mandir

A unique multi-story temple dedicated to Mother India, showcasing cultural and religious unity.

Shantikunj (Gayatri Parivar)

A spiritual and educational hub promoting Vedic knowledge, yoga, and holistic living.

Daksha Mahadev Temple

An ancient temple linked to Shiva mythology, visited for both history and devotion.

Why Haridwar is Key for Financial Services?

1.

A vibrant mix of religious tourism, wellness centers, and local industries creates continuous demand for personal, medical, and business financing.

2.

SIDCUL’s industrial ecosystem supports loan needs for manufacturing units, traders, and transporters seeking machinery, invoice, and inventory funding.

3.

The city’s spiritual appeal and rising visitor footfall drive commercial lending in hotels, homestays, eateries, and event-based services.

4.

Small traders, temple-linked vendors, and cottage businesses frequently need POS machines, merchant loans, and micro-credit support.

financial services

Loans We Offer

EV Two-Wheeler Loan GREEN MOBILITY

EV Two-Wheeler Loan

Own an electric bike with easy financing designed for affordability and convenience.

  • Low EMIs & interest rates
  • Quick approval & disbursal
  • Green mobility incentives
e-rickshaw-loan FAST TRACK

E-Rickshaw Loan

Power your livelihood with financing for new or used e-rickshaws.

  • High LTV (Loan-to-Value)
  • Fast-track processing
  • Income-based repayment options
Home Loan FLEXIBLE

Home Loan

Turn your dream home into reality with loans tailored to your needs.

  • Flexible repayment terms
  • Quick approval process
  • Personalized guidance
Loan Against Property COLLAtERAL LOAN

Loan Against Property (LAP)

Leverage your property's value to access large funds for any purpose.

  • Competitive interest rates
  • Higher loan amounts
  • Use for business, education, or personal needs
Used Commercial Vehicle Loan PRE-OWNED

Used Commercial Vehicle Loan

Expand your transport business with financing for pre-owned trucks and vans.

  • Wide vehicle coverage
  • Fast disbursal
  • Minimal documentation
L5 / CNG Vehicle Loan GREEN VEHICLE

L5 / CNG Vehicle Loan

Go green and grow your business with loans for L5 or CNG vehicles.

  • Tailored for small businesses
  • Eco-friendly financing benefits
  • Affordable EMIs

Key High-Growth Areas in Haridwar

SIDCUL & Bahadrabad

Major industrial belts—ideal for MSME loans, machinery credit, and working capital finance.

Har Ki Pauri & Upper Road

Pilgrimage hotspots and markets—high demand for merchant loans, seasonal credit, and hospitality finance.

Jwalapur & Ranipur

Residential zones with local businesses—scope for housing loans, education finance, and vehicle loans.

BHEL Township & Patanjali Area

Institutional and wellness zones—financing needed for staff housing, healthcare expansion, and Ayurvedic product distribution.

Statistics

Haridwar Finance & Economy

20,000+
small traders, industrial units, and wellness providers
18–25% YoY
growth in tourism-related credit and personal loan demand
₹1.8L – ₹4L
average loan size across MSME, wellness, and trade sectors
₹900 – ₹2,500
daily average consumer spend in religious and wellness zones