Credifin - Punjab Operations

Our Impact in Punjab

5,000+

Happy Customers in Punjab

200+

Dealer Network

15+

Branches Across Punjab

Our Presence in Punjab

Amritsar

Home to the Golden Temple, Amritsar is a major cultural and commercial center in Punjab.

Ludhiana

Known as the Manchester of India, Ludhiana is Punjab's largest city and an industrial hub.

Jalandhar

A major industrial center famous for sports goods manufacturing and hand tools.

Mohali

A growing IT hub and part of the Chandigarh Tricity, known for its modern infrastructure.

Batala

Known for its historical significance, Batala is a prominent city in Punjab, renowned for its industrial contributions, particularly in manufacturing and metalwork.

Kapurthala

Dubbed the "Paris of Punjab," Kapurthala is celebrated for its stunning architecture, historic palaces, and rich cultural heritage.

Tarn Taran

Famous for its sacred Sikh heritage, Tarn Taran is a spiritual hub, home to the revered Gurdwara Sri Tarn Taran Sahib and vibrant festivals.

Ferozepur

A historic border city, Ferozepur is known for its strategic importance, agricultural prominence, and the iconic Hussainiwala Border.

Hoshiarpur

Nestled in the Doaba region, Hoshiarpur is recognized for its lush greenery, agricultural productivity, and thriving woodcraft industry.

Abohar

Located near the Rajasthan border, Abohar is a key agricultural center, famous for its cotton production and vibrant local markets.

Muktsar

Steeped in Sikh history, Muktsar is known for its religious significance, particularly the Battle of Muktsar, and its growing agro-based industries.

Jagraon

A bustling town in Punjab, Jagraon is noted for its agricultural markets, small-scale industries, and rich cultural traditions.

Moga

Known as the heart of Punjab's agriculture, Moga is a major hub for dairy farming and food processing industries.

Khanna

Famed as Asia's largest grain market, Khanna is a vital commercial center in Punjab, driving agricultural trade and industry.

Nawanshahr

A growing city in Punjab's Doaba region, Nawanshahr is known for its agricultural productivity and emerging industrial sector.

Zirakpur

A rapidly developing satellite city, Zirakpur is a commercial and residential hub, known for its modern infrastructure and proximity to Chandigarh.

Our Loan Products

Home Loan

Fulfill your dream of owning a home in Punjab with our competitive home loan options.

Business Loan

Expand your business with our flexible financing solutions tailored for Punjab entrepreneurs.

Commercial Vehicle Loan

Get financing for new and used commercial vehicles to support your transportation needs.

Car Loan

Drive home your dream car with our hassle-free car loan options at competitive rates.

Electric Vehicle Loan

Go green with our special financing options for electric vehicles and contribute to a cleaner Punjab.

Used Commercial Vehicle Loan

Affordable financing solutions for pre-owned commercial vehicles to support your business.

Supporting Punjab's Agricultural Heritage

As the breadbasket of India, Punjab's agricultural sector is the backbone of the state's economy. At Credifin, we understand the unique financial needs of farmers and agribusinesses.

Our specialized agricultural financing solutions help farmers invest in modern equipment, irrigation systems, and sustainable farming practices to enhance productivity and income.

65%

of Punjab's land under cultivation

19%

contribution to India's wheat production

11%

contribution to India's rice production

₹1.2L Cr

annual agricultural output

Punjab's Economic Landscape

Key Industries

Agriculture & Food Processing 32%
Textiles & Garments 18%
Sports Goods Manufacturing 12%
Auto Components & Light Engineering 15%
IT & Services 10%
Others 13%

Economic Indicators

GSDP Growth Rate

7.5%

Per Capita Income

₹1.85 Lakh

Literacy Rate

83%

Urbanization

62%

Empowering Punjab