Credifin - Chandigarh Operations

Empowering Chandigarh

Providing financial solutions to India’s first planned city

#BuildingBharat

Our Impact in Chandigarh

8,000+

Happy Customers in Chandigarh

200+

Dealer Network

8+

Branches Across Chandigarh Region

Our Presence in and Around Chandigarh

Our Loan Products

Home Loan

Fulfill your dream of owning a home in Chandigarh with our competitive home loan options.

Business Loan

Expand your business with our flexible financing solutions tailored for Chandigarh entrepreneurs.

Commercial Vehicle Loan

Get financing for new and used commercial vehicles to support your transportation needs.

Car Loan

Drive home your dream car with our hassle-free car loan options at competitive rates.

Tourism Enterprise Loan

Specialized financing for businesses in the tourism sector, including hotels and travel services.

MSME Loan

Tailored financial solutions for micro, small, and medium enterprises across Chandigarh.

Supporting Chandigarh’s Tourism Industry

Chandigarh’s tourism thrives on its unique blend of modern architecture, green spaces, and cultural attractions, drawing 3.5 million visitors annually. At Credifin, we cater to the financial needs of businesses in this vibrant sector.

Our tailored tourism financing solutions empower hotels, tour operators, restaurants, and retail businesses to enhance infrastructure, upgrade facilities, and deliver world-class experiences to visitors.

3.5M+

annual tourists

8%

of regional GDP

500K+

jobs in tourism

₹5,000 Cr

annual revenue

Chandigarh’s Economic Landscape

Key Industries

  • IT & Startups 30%
  • Tourism & Hospitality 20%
  • Retail & Commerce 18%
  • Education & Healthcare 15%
  • Real Estate 12%
  • Others 5%

Economic Indicators

GSDP Growth Rate
7.0%
Per Capita Income
₹4.07 Lakh
Literacy Rate
86%
Urbanization
97%

Financing Chandigarh’s Retail and Services

Chandigarh’s vibrant retail and services sector, centered in Sector 17 and Elante Mall, drives economic activity. At Credifin, we provide specialized financing to retailers and service providers to expand and thrive.

Sector 17 Retail
Sector 17 Retail

A bustling commercial hub with premium stores. We support retailers with POS financing and working capital loans.

Elante Mall
Elante Mall

North India’s largest mall, hosting global brands. Our loans help businesses scale operations and enhance customer experiences.

Food Services
Food Services

Chandigarh’s thriving restaurant scene. We provide financing for kitchen upgrades and franchise expansion.

Powering Chandigarh’s IT and Startup Ecosystem

IT Park in Chandigarh

Driving Innovation

Chandigarh’s Rajiv Gandhi IT Park is a hub for tech startups and MNCs, fostering innovation and job creation. At Credifin, we support the region’s IT and startup ecosystem with specialized financing solutions:

  • Startup loans for tech entrepreneurs
  • Equipment financing for IT infrastructure
  • Working capital for operational scalability
  • Loans for co-working spaces and tech hubs
Did you know?

Chandigarh’s IT sector employs over 50,000 professionals and hosts 300+ startups.

What Our Chandigarh Customers Say

"

Credifin’s tourism loan helped me expand my boutique hotel in Chandigarh to cater to international visitors. The process was seamless.

Priya Sharma

Hotel Owner, Chandigarh

"

As a tech startup founder in Mohali, Credifin’s business loan helped me scale my IT operations and hire top talent.

Rahul Verma

Startup Founder, Mohali

"

With Credifin’s MSME loan, I upgraded my retail store in Sector 17, boosting sales and customer experience.

Amit Singh

Retailer, Chandigarh

Empowering MSMEs in Chandigarh

Micro, Small, and Medium Enterprises drive Chandigarh’s economy, creating jobs and fostering innovation. At Credifin, we offer specialized financing solutions for MSME needs:

  • Working capital loans for daily operations
  • Equipment financing for modernization
  • Expansion capital for business growth
  • Financing for retail and service businesses
  • Collateral-free loans for eligible businesses

MSME Sector in Chandigarh

Number of MSMEs
50,000+
Employment Generation
2 Lakh+ Jobs
Contribution to Regional GDP
25%
Annual Growth Rate
10%

Ready to Grow with Credifin in Chandigarh?

Join 8,000+ satisfied customers across Chandigarh who trust Credifin for their financial needs