Panchkula

Administrative & Planned City Advantage

Panchkula, as a tri-city component near Chandigarh, thrives on organized urban planning, civic infrastructure, and quality residential development.

MSME & Service-Oriented Economy

Home to printing presses, furniture makers, consultants, and contractors — MSMEs here require steady access to business loans and working capital.

Education & Coaching Destination

With reputed schools, coaching centers, and vocational institutes, Panchkula drives demand for education loans, hostel finance, and student credit.

Real Estate & Urban Housing Growth

With sectors expanding rapidly and new group housing projects, there’s a strong demand for home loans and renovation-based finance.

Retail, Wellness & Lifestyle Focus

High-street markets, gyms, cafes, and beauty clinics make Panchkula a growing center for retail credit, POS machines, and merchant financing.

Tricity Link & Logistic Flow

Well-connected to Chandigarh, Zirakpur, and Himachal routes — Panchkula sees demand for transport, warehousing, and logistics-based credit.

Top Attractions

Mata Mansa Devi Temple

A revered Hindu temple complex that draws thousands of devotees, especially during Navratri festivals.

Morni Hills

The only hill station in Haryana, known for its serene lakes, scenic views, and trekking opportunities.

Cactus Garden

Asia’s largest outdoor cactus garden, showcasing over 3,500 species of cacti and succulents.

Pinjore Gardens

A beautifully laid-out Mughal-style garden ideal for picnics, light shows, and weekend getaways.

Nada Sahib Gurudwara

A peaceful Sikh shrine on the banks of the Ghaggar River, visited by pilgrims and tourists alike.

Why Panchkula is Key for Financial Services?

1.

The city’s structured expansion, with a high share of salaried professionals and builders, keeps demand strong for home, interior, and personal loans.

2.

Its flourishing local businesses — like consultants, salons, wellness brands, and retailers—need POS credit, GST-based working capital, and merchant loans.

3.

With regular student inflow for coaching and education, there’s a steady requirement for education loans, PG/rental housing, and transportation credit.

4.

Contractors, freelancers, and small service-based entrepreneurs across Panchkula sectors seek invoice financing, equipment loans, and working capital.

financial services

Loans We Offer

EV Two-Wheeler Loan GREEN MOBILITY

EV Two-Wheeler Loan

Own an electric bike with easy financing designed for affordability and convenience.

  • Low EMIs & interest rates
  • Quick approval & disbursal
  • Green mobility incentives
e-rickshaw-loan FAST TRACK

E-Rickshaw Loan

Power your livelihood with financing for new or used e-rickshaws.

  • High LTV (Loan-to-Value)
  • Fast-track processing
  • Income-based repayment options
Home Loan FLEXIBLE

Home Loan

Turn your dream home into reality with loans tailored to your needs.

  • Flexible repayment terms
  • Quick approval process
  • Personalized guidance
Loan Against Property COLLAtERAL LOAN

Loan Against Property (LAP)

Leverage your property's value to access large funds for any purpose.

  • Competitive interest rates
  • Higher loan amounts
  • Use for business, education, or personal needs
Used Commercial Vehicle Loan PRE-OWNED

Used Commercial Vehicle Loan

Expand your transport business with financing for pre-owned trucks and vans.

  • Wide vehicle coverage
  • Fast disbursal
  • Minimal documentation
L5 / CNG Vehicle Loan GREEN VEHICLE

L5 / CNG Vehicle Loan

Go green and grow your business with loans for L5 or CNG vehicles.

  • Tailored for small businesses
  • Eco-friendly financing benefits
  • Affordable EMIs

Key High-Growth Areas in Panchkula

Sector 20 & 21

A dense residential zone with retail pockets—strong potential for housing loans and merchant finance.

Mansa Devi Complex & Kalka Road

Tourism, local businesses, and real estate activity drive credit demand for hospitality and MSME sectors.

Sector 11 & 16 Markets

Established markets and service hubs—require POS systems, GST loans, and inventory finance.

Pinjore & Sector 25 Belt

Emerging real estate and educational pockets—demand for home loans, school financing, and transport credit.

Statistics

Panchkula Finance & Economy

10,000+
MSMEs, contractors, wellness, and coaching businesses
20% YoY
annual rise in coaching, rental, and interior finance
₹2L – ₹5L
average loan size in MSME and housing sectors
₹1,200 – ₹2,800
daily consumer spend in major market zones