Zirakpur

Administrative & Urban Gateway

Zirakpur, near Chandigarh, is expanding fast with strong governance, urban infrastructure, and real estate development.

MSME & Construction-Led Growth

Furniture, interiors, and allied construction MSMEs drive demand for business loans and equipment finance.

Education & Coaching Hub

Proximity to Chandigarh and local institutes boosts demand for education loans, PG housing, and student credit.

Real Estate & Township Boom

High-rise housing, malls, and mixed-use projects make it a hotspot for home loans and construction finance.

Retail & Lifestyle Services

Cafes, salons, and stores dominate the market, needing merchant loans, POS machines, and working capital credit.

Healthcare & Wellness Growth

Clinics, labs, and wellness centers are rising—fueling the need for medical equipment and business financing.

Top Attractions

Paras Downtown Square Mall

A popular shopping and entertainment destination offering branded stores and dining options.

Dhillon Plaza

A buzzing commercial hub known for cafes, salons, banks, and retail showrooms.

ChattBir Zoo

Located nearby, this wildlife park is home to lions, tigers, birds, and a variety of exotic animals.

Tricity Skywalk

A newly built elevated pedestrian skywalk that enhances urban appeal and safe connectivity in Zirakpur.

Zirakpur Gurudwara Sahib

A serene spiritual spot offering peaceful vibes and religious significance for the Sikh community.

Metro Wholesale Store

A major wholesale and retail outlet that draws bulk buyers, small businesses, and local traders.

Why Zirakpur is Key for Financial Services?

1.

Zirakpur’s massive township and builder-led development continues to fuel demand for home loans, construction finance, and renovation credit.

2.

Its growing retail, food, and service sectors — especially in high-traffic malls—create strong demand for merchant loans, POS credit, and GST-based working capital.

3.

With coaching centers, hostels, and student migration from Himachal, Punjab, and Haryana, the need for education loans and rental financing is rising.

4.

Small manufacturers and traders in furnishing, electronics, and building material sectors need capital for seasonal growth, machinery, and bulk purchases.

financial services

Loans We Offer

EV Two-Wheeler Loan GREEN MOBILITY

EV Two-Wheeler Loan

Own an electric bike with easy financing designed for affordability and convenience.

  • Low EMIs & interest rates
  • Quick approval & disbursal
  • Green mobility incentives
e-rickshaw-loan FAST TRACK

E-Rickshaw Loan

Power your livelihood with financing for new or used e-rickshaws.

  • High LTV (Loan-to-Value)
  • Fast-track processing
  • Income-based repayment options
Home Loan FLEXIBLE

Home Loan

Turn your dream home into reality with loans tailored to your needs.

  • Flexible repayment terms
  • Quick approval process
  • Personalized guidance
Loan Against Property COLLAtERAL LOAN

Loan Against Property (LAP)

Leverage your property's value to access large funds for any purpose.

  • Competitive interest rates
  • Higher loan amounts
  • Use for business, education, or personal needs
Used Commercial Vehicle Loan PRE-OWNED

Used Commercial Vehicle Loan

Expand your transport business with financing for pre-owned trucks and vans.

  • Wide vehicle coverage
  • Fast disbursal
  • Minimal documentation
L5 / CNG Vehicle Loan GREEN VEHICLE

L5 / CNG Vehicle Loan

Go green and grow your business with loans for L5 or CNG vehicles.

  • Tailored for small businesses
  • Eco-friendly financing benefits
  • Affordable EMIs

Key High-Growth Areas in Zirakpur

VIP Road & Dhakoli

Bustling with real estate, cafes, and PGs—high demand for housing, rental, and business finance.

Gazipur & Lohgarh

Emerging residential and commercial hotspots—scope for home loans and small business credit.

Baltana & Peer Muchalla

Old town meets modern retail—ideal for trade loans, GST-based credit, and retail POS finance.

Patiala Road & Airport Road

Key logistic corridor with showrooms, warehouses—demand for fleet, logistics, and commercial loans.

Statistics

Zirakpur Finance & Economy

12,000+
retail shops, contractors, and MSMEs
25% YoY
growth in home loan and interior renovation financing
₹2L – ₹4.5L
average ticket size for MSME and home loans
₹1,000 – ₹2,500
daily consumer spend in VIP Road & mall zones