Ludhiana

Industrial Capital of Punjab

Known as the "Manchester of India", Ludhiana is a dynamic mix of enterprise, innovation, and cultural vibrancy.

Manufacturing & Auto Hub

Known for bicycles, auto parts, and industrial machinery—driving finance demand.

Education & Healthcare Center

Top institutes like PAU and CMC make it a hotspot for education and personal loans.

MSME & Startup Zone

Home to 50,000+ MSMEs in textiles, tools, and machinery. Strong startup ecosystem.

Urban Growth & Infrastructure

Smart City projects and Sreal estate expansion fuel loan and housing demand.

Logistics Gateway

Located on NH-44, Ludhiana is a key hub for trade and transport.

Green & Sustainable

Fast solar adoption and EV growth show Ludhiana’s green shift..

Tradition Meets Modernity

Luxury malls, vibrant markets, and rich food culture attract all generations.

Top Attractions

Punjab Agricultural University Museum

A glimpse into Punjab’s rural heritage and farming history.

Lodhi Fort

A 500-year-old historic fort built by Sikandar Lodhi, reflecting Mughal-era architecture.

Rakh Bagh Park

A lush green park with a toy train, ideal for families and evening strolls.

Maharaja Ranjit Singh War Museum

This Museum in Ludhiana honors Punjab’s military legacy and brave soldiers.

Hardy's World Amusement Park

A fun-filled destination with water rides, roller coasters, and entertainment for all ages.

Nehru Rose Garden

One of the largest rose gardens in Asia with over 17,000 plants and musical fountains.

Why Ludhiana Matters for Financial Services?

MSMEs drive demand for term loans, GST funding, and export credit.

Students and professionals fuel growth in personal, education, and two-wheeler loans.

Commercial expansion boosts housing finance, LAP, and construction equipment loans.

Traders & retailers seek overdraft and short-term credit.

Our Branch Location

Visit Us

Address

First Floor, SCO 668, New Lajpat Nagar, Pakhowal Road, Ludhiana-141002, Punjab

Contact

Phone: 0181-4639903-08
Email: [email protected]

Loans We Offer

GREEN MOBILITY

EV Two-Wheeler Loan

Own an electric bike with easy financing designed for affordability and convenience.

Low EMIs & interest rates
Quick approval & disbursal
Green mobility incentives

FAST TRACK

E-Rickshaw Loan

Power your livelihood with financing for new or used e-rickshaws.

High LTV (Loan-to-Value)
Fast-track processing
Income-based repayment options

FLEXIBLE

Home Loan

Turn your dream home into reality with loans tailored to your needs.

Flexible repayment terms
Quick approval process
Personalized guidance

COLLAtERAL LOAN

Loan Against Property (LAP)

Leverage your property's value to access large funds for any purpose.

Competitive interest rates
Higher loan amounts
Use for business, education, or personal needs

PRE-OWNED

Used Commercial Vehicle Loan

Expand your transport business with financing for pre-owned trucks and vans.

Wide vehicle coverage
Fast disbursal
Minimal documentation

GREEN VEHICLE

L5 / CNG Vehicle Loan

Go green and grow your business with loans for L5 or CNG vehicles.

Tailored for small businesses
Eco-friendly financing benefits
Affordable EMIs

Key Loan Zones

Ferozepur Road & Sarabha Nagar

SResidential + retail demand for home and consumer loans.

Industrial Area A/B & Focal Point

Core MSME belt needing machinery and working capital loans.

PAU & Civil Lines

Student and professional zones—education and personal loan hotspots.

Gill Road & Giaspura

Auto parts, textile clusters—ideal for business and trade finance.

Statistics

Ludhiana Finance & Economy

50,000+

MSMEs Registered

22% YoY

Rise in textile finance demand

₹1,000 – ₹2,500

Daily consumer spend in fashion & accessories

₹2–5L

Avg. Loan Ticket Size (mid to premium tier)