Kapurthala

Royal Heritage & Tourism Lending

Jagatjit Palace and Moorish Mosque drive demand for hotel finance, guide loans, and cultural event credit.

Agri Trade & Fertilizer Financing

Surrounded by fertile lands, Kapurthala sees consistent loan demand for mandi traders, cold storage, and agri shops.

Education & Coaching Ecosystem

Schools, colleges, and skill centers fuel PG setup loans, student fee finance, and coaching-related credit.

Workshops & Mechanical Repairs

Welding units, pump shops, and repair businesses need inventory loans, power tool credit, and working capital.

Real Estate & Housing Credit

With growth in Sultanpur Road and Model Town, there’s strong demand for home construction and registry loans.

Transport & Route-Based Loans

Transporters serving Jalandhar and Hoshiarpur seek vehicle loans, driver finance, and fleet maintenance credit.

Top Attractions

Jagatjit Palace

A grand Indo-French style palace that showcases Kapurthala’s royal legacy and architectural brilliance.

Moorish Mosque

Inspired by the Grand Mosque of Marrakesh, this mosque reflects stunning Islamic architecture and peaceful ambiance.

Panch Mandir

A unique temple complex dedicated to five deities, known for its intricate white marble design and spiritual significance.

Kanjli Wetlands

A scenic spot for nature lovers and birdwatchers, offering boating and tranquil views near the Kali Bein stream.

State Gurudwara

An elegant Sikh temple with beautiful architecture, drawing devotees and tourists alike for its heritage and calmness.

Why Kapurthala Offers Steady Lending Opportunities

1.

Kapurthala’s mix of historical tourism, agri-commerce, and local entrepreneurship makes it ideal for diverse small-ticket loans year-round.

2.

From boutique owners to bus operators, credit needs range from ₹70K to ₹2.2 lakh, driven by low overheads and high seasonal activity.

financial services

Our Branch Location

Visit Us

Address

Opposite Purana Hospital, Amritsar Road, Kapurthala

Contact

Phone: 0181-4639903-08
Email: [email protected]

Loans We Offer

EV Two-Wheeler Loan GREEN MOBILITY

EV Two-Wheeler Loan

Own an electric bike with easy financing designed for affordability and convenience.

  • Low EMIs & interest rates
  • Quick approval & disbursal
  • Green mobility incentives
e-rickshaw-loan FAST TRACK

E-Rickshaw Loan

Power your livelihood with financing for new or used e-rickshaws.

  • High LTV (Loan-to-Value)
  • Fast-track processing
  • Income-based repayment options
Home Loan FLEXIBLE

Home Loan

Turn your dream home into reality with loans tailored to your needs.

  • Flexible repayment terms
  • Quick approval process
  • Personalized guidance
Loan Against Property COLLATERAL LOAN

Loan Against Property (LAP)

Leverage your property's value to access large funds for any purpose.

  • Competitive interest rates
  • Higher loan amounts
  • Use for business, education, or personal needs
Used Commercial Vehicle Loan PRE-OWNED

Used Commercial Vehicle Loan

Expand your transport business with financing for pre-owned trucks and vans.

  • Wide vehicle coverage
  • Fast disbursal
  • Minimal documentation
L5 / CNG Vehicle Loan GREEN VEHICLE

L5 / CNG Vehicle Loan

Go green and grow your business with loans for L5 or CNG vehicles.

  • Tailored for small businesses
  • Eco-friendly financing benefits
  • Affordable EMIs

Key High-Growth Areas

GT Road & Sultanpur Lodhi Route

Dhaba and trade zones needing food and transport credit.

Model Town & Shalimar Bagh

Real estate and boutique clusters ideal for retail and home finance.

RCF Area & Civil Lines

Student coaching, workshops, and school-linked loan demand.

New Sabzi Mandi & Mehatpur Road

Fertilizer dealers and mandi-linked shops needing working capital.

Statistics

Kapurthala Finance Snapshot

4,800+
traders, salon owners, food stalls, and transport businesses
₹70K–2.2 lakh
average loan ticket across agri-trade, tuition, and home sectors
16% YoY
growth in student lending, vehicle finance, and boutique microloans
₹500–1,700
average daily spend in GT Road, market, and campus zones

Our goal at Credifin is to provide access to vehicle loans, home loan, and loan against property at insight competitive interest rates. We are here to help you in fulfilling your dreams.

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