Jalandhar

Heritage Heart of India

One of Punjab’s oldest cities, known for its temples, sports culture, and manufacturing legacy.

Manufacturing & Sports Goods Hub

Major exporter of sports goods, cricket gear, and leather products.

Education & Skill Development Center

Hosts LPU, DAV, and more—drawing students nationwide and overseas.

MSME & Industrial Powerhouse

Thousands of units in textiles, tools, and auto parts. High demand for business loans and export finance.

Urban Expansion

Smart City projects, flyovers, and new zones driving infrastructure and housing demand.

Strategic Connectivity

NH-44 and key rail routes link it to Ludhiana, Chandigarh, and Amritsar—boosting trade.

Green Shift

Adopting solar, waste management, and public green spaces.

Vibrant Lifestyle

From Rainak Bazaar to Punjabi cuisine—tradition meets modern retail.

Top Attractions

Devi Talab Mandir

A revered temple over 200 years old, attracting pilgrims and boosting local tourism-based businesses.

Pushpa Gujral Science City

A popular spot for science learning and family visits, boosting nearby hospitality.

Wonderland Theme Park

A major amusement park that supports seasonal tourism, local employment, and small business activity.

Lovely Professional University (LPU)

One of India’s largest private universities, driving demand for education loans.

Shaheed-E-Azam Sardar Bhagat Singh Museum

This museum honors India’s freedom struggle, enhancing local culture and tourism.

Jalandhar Cantonment Market

A busy shopping hub driving demand for business, personal, and vehicle loans.

Why Jalandhar Matters for Financial Services?

1.

MSMEs: Need for working capital, machinery & export loans.

2.

Students: Demand for education and two-wheeler loans.

3.

Real Estate: Housing finance & LAP opportunities.

4.

Retail: High rotation of short-term credit.

financial services

Our Branch Location

Visit Us

Address

923, Grand Trunk Rd, Jawahar Nagar, Jalandhar, Punjab 144001

Contact

Phone: 0181-4639903-08
Email: [email protected]

Loans We Offer

EV Two-Wheeler Loan GREEN MOBILITY

EV Two-Wheeler Loan

Own an electric bike with easy financing designed for affordability and convenience.

  • Low EMIs & interest rates
  • Quick approval & disbursal
  • Green mobility incentives
e-rickshaw-loan FAST TRACK

E-Rickshaw Loan

Power your livelihood with financing for new or used e-rickshaws.

  • High LTV (Loan-to-Value)
  • Fast-track processing
  • Income-based repayment options
Home Loan FLEXIBLE

Home Loan

Turn your dream home into reality with loans tailored to your needs.

  • Flexible repayment terms
  • Quick approval process
  • Personalized guidance
Loan Against Property COLLAtERAL LOAN

Loan Against Property (LAP)

Leverage your property's value to access large funds for any purpose.

  • Competitive interest rates
  • Higher loan amounts
  • Use for business, education, or personal needs
Used Commercial Vehicle Loan PRE-OWNED

Used Commercial Vehicle Loan

Expand your transport business with financing for pre-owned trucks and vans.

  • Wide vehicle coverage
  • Fast disbursal
  • Minimal documentation
L5 / CNG Vehicle Loan GREEN VEHICLE

L5 / CNG Vehicle Loan

Go green and grow your business with loans for L5 or CNG vehicles.

  • Tailored for small businesses
  • Eco-friendly financing benefits
  • Affordable EMIs

Key Loan Zones

LPU/Phagwara

Student-driven loan demand.

Model Town

Home & consumer credit zone.

Basti Bawa Khel

MSME lending hotspot.

GT Road & Cantt

Vehicle and service business finance.

Statistics

Jalandhar Finance & Economy

12,000+
MSMEs Registered
20%
Growth in education loan demand
₹600 – ₹1,800
Avg. daily student & buyer spend
₹1.5–4L
Avg. Loan Ticket Size (mid to premium tier)