Jagraon

Grain Mandi & Arhtiya Loans

Grain traders and commission agents in Jagraon’s mandis need working capital to manage procurement and payment cycles.

Agri Tool & Welding Shop Credit

Local workshops making threshers and ploughs require loans for equipment upgrades and raw material purchases.

Truck & Logistics Operator Loans

Goods transporters on NH-5 depend on credit for vehicle upkeep, tolls, and seasonal maintenance.

Food Carts & Juice Stall Credit

Vendors near schools and markets need short-term loans for cart setup, fridges, and rainy-season repairs.

Coaching & Training Center Loans

IELTS and computer centers in city zones seek funding for classrooms, marketing, and IT equipment.

Plot Purchase & Home Build Loans

New housing zones around Talwandi and Sidhwan Bet Roads show rising demand for plot and home construction credit.

Top Attractions

Ravi Das Dham

A revered spiritual site known for its peaceful ambiance and annual gatherings of devotees.

Lala Lajpat Rai Memorial

A tribute to freedom fighter Lala Lajpat Rai, reflecting the town’s patriotic legacy.

Gurdwara Nanaksar Sahib

A serene and sacred Sikh gurdwara attracting pilgrims for its spiritual significance.

Jagraon Bridge

An iconic landmark of the town offering a panoramic view of the bustling city and railway lines.

Gurdwara Mehdiana Sahib (nearby)

It is famed for its statues and visual depiction of Sikh history.

Urban Estate Park

A peaceful park space ideal for morning walks, relaxation, and small family outings.

Why Jagraon Is a Promising Lending Market

1.

With its strategic mandi base, active dairy economy, and rising education services, Jagraon generates consistent loan demand from small traders, transporters, and self-employed youth.

2.

The town’s semi-urban stability and mixed commerce make it ideal for predictable short-tenure lending cycles.

financial services

Our Branch Location

Visit Us

Address

House no. 01, Mahaveer Enclave, Ward No.10, Shastri Nagar, Behind Old grain market Jagraon, Ludhiana

Contact

Phone: 0181-4639903-08
Email: [email protected]

Loans We Offer

EV Two-Wheeler Loan GREEN MOBILITY

EV Two-Wheeler Loan

Own an electric bike with easy financing designed for affordability and convenience.

  • Low EMIs & interest rates
  • Quick approval & disbursal
  • Green mobility incentives
e-rickshaw-loan FAST TRACK

E-Rickshaw Loan

Power your livelihood with financing for new or used e-rickshaws.

  • High LTV (Loan-to-Value)
  • Fast-track processing
  • Income-based repayment options
Home Loan FLEXIBLE

Home Loan

Turn your dream home into reality with loans tailored to your needs.

  • Flexible repayment terms
  • Quick approval process
  • Personalized guidance
Loan Against Property COLLATERAL LOAN

Loan Against Property (LAP)

Leverage your property's value to access large funds for any purpose.

  • Competitive interest rates
  • Higher loan amounts
  • Use for business, education, or personal needs
Used Commercial Vehicle Loan PRE-OWNED

Used Commercial Vehicle Loan

Expand your transport business with financing for pre-owned trucks and vans.

  • Wide vehicle coverage
  • Fast disbursal
  • Minimal documentation
L5 / CNG Vehicle Loan GREEN VEHICLE

L5 / CNG Vehicle Loan

Go green and grow your business with loans for L5 or CNG vehicles.

  • Tailored for small businesses
  • Eco-friendly financing benefits
  • Affordable EMIs

Key High-Growth Areas

Raikot Road & Talwandi Bypass

Women-run salons, boutiques, and food units with steady microloan needs.

Mandi Zone & NH-5 Corridor

Arhtiyas, truck drivers, and logistics operators seeking trade and vehicle credit.

Urban Estate & Sidhwan Bet Road

Coaching hubs and new construction sites needing education and plot loans.

Main Bazaar & Railway Road

Cart vendors, dairy shops, and agri-tool welders with active seasonal finance needs.

Statistics

Jagraon Finance Snapshot

4,100+
active borrowers including dairy suppliers, welders, women-led salons, and coaching tutors
₹50K – ₹1.9 lakh
average loan size across agri-trade, beauty, coaching, and housing sectors
15% YoY
growth in poultry feed credit, boutique inventory loans, and vehicle maintenance lending
₹450 – ₹1,200
average daily spend in mandi shops, food stalls, and small training centers