Batala

Agricultural Machinery & Foundry Sector

Batala’s legacy in lathe machines and foundry tools fuels steady demand for machinery loans, factory upgrade credit, and spare-parts financing.

Agricultural Trade & Allied Lending

Surrounded by fertile Punjab farmland, Batala supports financing needs for grain merchants, pesticide dealers, and agri-transporters.

Religious Tourism & Guest Economy

Being close to Dera Baba Nanak and other Sikh heritage sites, Batala sees seasonal demand for dhaba loans, guest house upgrades, and travel operator credit.

MSMEs & Welding/Fabrication Units

Dozens of metal works and repair shops require working capital loans, power-tool financing, and invoice-based MSME credit.

Retail Stores & Textile Clusters

From Main Bazaar to Jalandhar Road, local garment shops and general stores generate POS machine loans, inventory credit, and small-shop renovation funding.

Real Estate & Semi-Urban Property Loans

With low-cost housing and expanding colonies, Batala drives demand for plot purchase credit, construction loans, and home registry finance.

Top Attractions

Gurdwara Kandh Sahib

A sacred Sikh shrine where Guru Nanak Dev Ji was married, attracting pilgrims from across Punjab.

Victoria Clock Tower

A colonial-era clock tower standing tall in Batala’s town center, symbolizing its rich heritage.

Dera Baba Nanak

A revered spiritual site near Batala, closely linked to Guru Nanak Dev Ji’s legacy and Kartarpur Corridor.

Baradari Gardens

A peaceful, green retreat in Batala, ideal for morning walks and family outings amidst historic structures.

Batala Lathe & Foundry Heritage Zone

It reflects Batala's industrial roots and craftsmanship.

Bathinda Fort

A historic Mughal-era fort in Batala showcasing intricate architecture and centuries-old grandeur.

Why Batala is a Strong Semi-Urban Lending Base

1.

Batala’s combination of metal industry, agri-trade, and rising service needs makes it ideal for small-ticket, trade-based, and micro-entrepreneur lending.

2.

Its mix of legacy workshops, farm-linked commerce, and affordable housing keeps loan demand stable throughout the year.

financial services

Our Branch Location

Visit Us

Address

Shastri nagar,batala ,gurdaspur, scf-5,shastri nagar ,batala , Punjab, 143505

Contact

Phone: 0181-4639903-08
Email: [email protected]

Loans We Offer

EV Two-Wheeler Loan GREEN MOBILITY

EV Two-Wheeler Loan

Own an electric bike with easy financing designed for affordability and convenience.

  • Low EMIs & interest rates
  • Quick approval & disbursal
  • Green mobility incentives
e-rickshaw-loan FAST TRACK

E-Rickshaw Loan

Power your livelihood with financing for new or used e-rickshaws.

  • High LTV (Loan-to-Value)
  • Fast-track processing
  • Income-based repayment options
Home Loan FLEXIBLE

Home Loan

Turn your dream home into reality with loans tailored to your needs.

  • Flexible repayment terms
  • Quick approval process
  • Personalized guidance
Loan Against Property COLLATERAL LOAN

Loan Against Property (LAP)

Leverage your property's value to access large funds for any purpose.

  • Competitive interest rates
  • Higher loan amounts
  • Use for business, education, or personal needs
Used Commercial Vehicle Loan PRE-OWNED

Used Commercial Vehicle Loan

Expand your transport business with financing for pre-owned trucks and vans.

  • Wide vehicle coverage
  • Fast disbursal
  • Minimal documentation
L5 / CNG Vehicle Loan GREEN VEHICLE

L5 / CNG Vehicle Loan

Go green and grow your business with loans for L5 or CNG vehicles.

  • Tailored for small businesses
  • Eco-friendly financing benefits
  • Affordable EMIs

Key High-Growth Areas

GT Road & Jalandhar Road

Machinery hubs needing tool and industrial loans.

Main Bazaar & Shastri Nagar

Retail and salon zones with POS and renovation credit.

Railway Road & Himmatpura

Coaching and youth training clusters.

Baba Mehar Colony & New City Road

Property hotspots requiring home and construction loans.

Statistics

Batala Finance Snapshot

5,500+
mechanics, shop owners, agri-dealers, and youth training ventures
₹85K – ₹2.5 lakh
average loan size across MSME, retail, and setup sectors
18% YoY
growth in lathe-machine finance, stitching loans, and shop credit
₹600 – ₹1,900
daily spend in Main Bazaar, tuition centers, and agri zones