Muktsar

Agro Mandis & Fertilizer Dealers

Credit demand thrives among mandi traders, fertilizer sellers, and commission agents during peak crop seasons.

Tractor Repairs & Service Garages

Local garages in Malout and Lambi seek loans for tools, parts, and workshop upgrades.

Cotton Ginning & Small Mills

Rural cotton mills need short-term capital for machinery, labor, and storage support.

Pilgrimage Events & Vendor Lending

Mela Maghi vendors and decorators rely on event-based finance for tents, stalls, and crowd services.

Transporters & Small Goods Vehicles

Local goods carriers need credit for vehicle purchase, fuel, and upkeep.

Plot Sales & Home Construction

Developing areas near Badal Road see growing demand for plot and home-building loans.

Top Attractions

Sri Muktsar Sahib War Memorial

A commemorative site honoring the bravery of Sikh warriors in the historic battle.

Lakhi Jungle

A tranquil forest area with spiritual significance where Guru Nanak Dev Ji is believed to have visited.

Rani Mahal (Qila Mubarak Ruins)

Remnants of a historic fort-palace reflecting Muktsar’s regal and architectural past.

Gurudwara Sri Darbar Sahib

A historic Sikh pilgrimage site where Guru Gobind Singh Ji rested after the Battle of Khidrana.

Gurudwara Rakabsar Sahib

A serene gurudwara symbolizing the site where Guru Gobind Singh Ji’s horse stirrup fell.

Why Muktsar Is an Underrated Lending Opportunity

1.

Muktsar thrives on a mix of agri-trade, seasonal pilgrimage activity, and self-employed rural businesses.

2.

The district has predictable cash flows during harvest and festival seasons—ideal for short-term, small-ticket loan cycles.

financial services

Our Branch Location

Visit Us

Address

Shop No 927, Abohar Bye pass Road, Near Main bus Stand Muktsar

Contact

Phone: 0181-4639903-08
Email: [email protected]

Loans We Offer

EV Two-Wheeler Loan GREEN MOBILITY

EV Two-Wheeler Loan

Own an electric bike with easy financing designed for affordability and convenience.

  • Low EMIs & interest rates
  • Quick approval & disbursal
  • Green mobility incentives
e-rickshaw-loan FAST TRACK

E-Rickshaw Loan

Power your livelihood with financing for new or used e-rickshaws.

  • High LTV (Loan-to-Value)
  • Fast-track processing
  • Income-based repayment options
Home Loan FLEXIBLE

Home Loan

Turn your dream home into reality with loans tailored to your needs.

  • Flexible repayment terms
  • Quick approval process
  • Personalized guidance
Loan Against Property COLLATERAL LOAN

Loan Against Property (LAP)

Leverage your property's value to access large funds for any purpose.

  • Competitive interest rates
  • Higher loan amounts
  • Use for business, education, or personal needs
Used Commercial Vehicle Loan PRE-OWNED

Used Commercial Vehicle Loan

Expand your transport business with financing for pre-owned trucks and vans.

  • Wide vehicle coverage
  • Fast disbursal
  • Minimal documentation
L5 / CNG Vehicle Loan GREEN VEHICLE

L5 / CNG Vehicle Loan

Go green and grow your business with loans for L5 or CNG vehicles.

  • Tailored for small businesses
  • Eco-friendly financing benefits
  • Affordable EMIs

Key High-Growth Areas

Malout Road & Kotkapura Bypass

Agri-trade hubs and developing residential zones needing real estate and transport credit.

Bathinda Road & Jalalabad Road

Women-led food and tailoring businesses needing microloans and inventory support.

Gidderbaha Belt & Mela Maghi Grounds

Cotton ginners, vendors, and event services needing festival-season finance.

City Center & Railway Station Zone

Coaching centers, school vans, and garages with ongoing credit requirements.

Statistics

Muktsar Finance Snapshot

3,800+
active small traders, agro-service shops, transporters, and home-led women businesses
₹55K – ₹2 lakh
average loan size across cotton trade, vehicle, and microenterprise sectors
14% YoY
growth in seasonal festival lending, cotton unit funding, and mechanic garage finance
₹400 – ₹1,300
average daily spend in mandi belts, tuition clusters, and city markets