Kapurthala

Royal Heritage & Tourism Lending

Jagatjit Palace and Moorish Mosque drive demand for hotel finance, guide loans, and cultural event credit.

Agri Trade & Fertilizer Financing

Surrounded by fertile lands, Kapurthala sees consistent loan demand for mandi traders, cold storage, and agri shops.

Education & Coaching Ecosystem

Schools, colleges, and skill centers fuel PG setup loans, student fee finance, and coaching-related credit.

Workshops & Mechanical Repairs

Welding units, pump shops, and repair businesses need inventory loans, power tool credit, and working capital.

Real Estate & Housing Credit

With growth in Sultanpur Road and Model Town, there’s strong demand for home construction and registry loans.

Transport & Route-Based Loans

Transporters serving Jalandhar and Hoshiarpur seek vehicle loans, driver finance, and fleet maintenance credit.

Top Attractions

Jagatjit Palace

A grand Indo-French style palace that showcases Kapurthala’s royal legacy and architectural brilliance.

Moorish Mosque

Inspired by the Grand Mosque of Marrakesh, this mosque reflects stunning Islamic architecture and peaceful ambiance.

Panch Mandir

A unique temple complex dedicated to five deities, known for its intricate white marble design and spiritual significance.

Kanjli Wetlands

A scenic spot for nature lovers and birdwatchers, offering boating and tranquil views near the Kali Bein stream.

State Gurudwara

An elegant Sikh temple with beautiful architecture, drawing devotees and tourists alike for its heritage and calmness.

Why Kapurthala Offers Steady Lending Opportunities

Kapurthala’s mix of historical tourism, agri-commerce, and local entrepreneurship makes it ideal for diverse small-ticket loans year-round.

From boutique owners to bus operators, credit needs range from ₹70K to ₹2.2 lakh, driven by low overheads and high seasonal activity.

Our Branch Location

Visit Us

Address

Opposite Purana Hospital, Amritsar Road, Kapurthala

Contact

Phone: 0181-4639903-08
Email: [email protected]

Loans We Offer

GREEN MOBILITY

EV Two-Wheeler Loan

Own an electric bike with easy financing designed for affordability and convenience.

Low EMIs & interest rates
Quick approval & disbursal
Green mobility incentives

FAST TRACK

E-Rickshaw Loan

Power your livelihood with financing for new or used e-rickshaws.

High LTV (Loan-to-Value)
Fast-track processing
Income-based repayment options

FLEXIBLE

Home Loan

Turn your dream home into reality with loans tailored to your needs.

Flexible repayment terms
Quick approval process
Personalized guidance

COLLATERAL LOAN

Loan Against Property (LAP)

Leverage your property's value to access large funds for any purpose.

Competitive interest rates
Higher loan amounts
Use for business, education, or personal needs

PRE-OWNED

Used Commercial Vehicle Loan

Expand your transport business with financing for pre-owned trucks and vans.

Wide vehicle coverage
Fast disbursal
Minimal documentation

GREEN VEHICLE

L5 / CNG Vehicle Loan

Go green and grow your business with loans for L5 or CNG vehicles.

Tailored for small businesses
Eco-friendly financing benefits
Affordable EMIs

Key High-Growth Areas

GT Road & Sultanpur Lodhi Route

Dhaba and trade zones needing food and transport credit.

Model Town & Shalimar Bagh

Real estate and boutique clusters ideal for retail and home finance.

RCF Area & Civil Lines

Student coaching, workshops, and school-linked loan demand.

New Sabzi Mandi & Mehatpur Road

Fertilizer dealers and mandi-linked shops needing working capital.

Statistics

Kapurthala Finance Snapshot

4,800+

traders, salon owners, food stalls, and transport businesses

₹70K–2.2 lakh

average loan ticket across agri-trade, tuition, and home sectors

16% YoY

growth in student lending, vehicle finance, and boutique microloans

₹500–1,700

average daily spend in GT Road, market, and campus zones