Hoshiarpur

Wood Carving & Furniture Unit Lending

Famous for traditional craftsmanship, Hoshiarpur’s furniture workshops drive demand for wood tool financing, shop setup loans, and inventory credit.

Agro-Based Machinery & Equipment Dealers

The district’s strong farming belt supports lending needs for tractor attachments, irrigation tools, and pesticide distributor credit.

Export Units & Handicraft MSMEs

Export-oriented businesses dealing in wooden goods, musical instruments, and décor pieces seek working capital, packaging, and logistics-based finance.

Coaching Institutes & Skill Centers

With increasing youth migration for jobs and education, IELTS, driving, and computer centers need classroom setup, marketing, and equipment loans.

Timber, Paint & Hardware Shops

Traders in hardware and construction items across Gaushala Road and Phagwara Chowk require inventory and bulk order financing.

Residential Plot & Home Construction Credit

With new colonies near Hariana Road and Bullowal developing fast, demand rises for home loans, registry finance, and property purchase credit.

Top Attractions

Takhni-Rehmapur Wildlife Sanctuary

A serene forest sanctuary home to diverse flora, deer, and bird species.

Sheesh Mahal

A beautifully decorated hall with intricate mirror work located within the local Rajputana-style fort complex.

Gurdwara Garna Sahib

A significant Sikh religious site believed to have been visited by Guru Hargobind Sahib Ji.

Dera Sant Garh

A peaceful spiritual retreat known for its calm surroundings and religious gatherings.

Bajwara Fort

A historic fort linked to Sher Shah Suri, reflecting Hoshiarpur’s medieval military significance.

Why Hoshiarpur Is a Consistent Lending Zone

1.

With its mix of wood-based industries, agro-commerce, and skilled trades, Hoshiarpur offers stable loan demand across semi-urban trade, women’s businesses, and housing finance.

2.

The city benefits from low migration, steady customer repayment, and a culture of entrepreneurship in both traditional and modern sectors.

financial services

Our Branch Location

Visit Us

Address

SF-6, Second Floor, “J’s Eminent Mall”Complex, Sutehri Road Hoshiarpur

Contact

Phone: 0181-4639903-08
Email: [email protected]

Loans We Offer

Key High-Growth Areas

Model Town & Shastri Market

Boutique, coaching, and food service hubs needing setup and inventory loans.

Phagwara Chowk & Railway Road

Machinery, tool, and timber clusters needing trade credit.

Gaushala Road & Hariana Road

Hardware and plot buyers looking for housing and shop loans.

Mahilpur & Bullowal Belt

Small exporters, agri-tool shops, and artisan units with working capital needs.

Statistics

Hoshiarpur Finance Snapshot

4,600+
active units including furniture shops, IELTS centers, food vendors, and handicraft exporters
₹65K–2.3 lakh
average loan size across woodcraft, retail, coaching, and small construction sectors
17% YoY
growth in coaching center loans, timber inventory finance, and women-led boutique credit
₹500–1,600
average daily spend in Shastri Market, Model Town, and artisan lanes