Hoshiarpur

Wood Carving & Furniture Unit Lending

Famous for traditional craftsmanship, Hoshiarpur’s furniture workshops drive demand for wood tool financing, shop setup loans, and inventory credit.

Agro-Based Machinery & Equipment Dealers

The district’s strong farming belt supports lending needs for tractor attachments, irrigation tools, and pesticide distributor credit.

Export Units & Handicraft MSMEs

Export-oriented businesses dealing in wooden goods, musical instruments, and décor pieces seek working capital, packaging, and logistics-based finance.

Coaching Institutes & Skill Centers

With increasing youth migration for jobs and education, IELTS, driving, and computer centers need classroom setup, marketing, and equipment loans.

Timber, Paint & Hardware Shops

Traders in hardware and construction items across Gaushala Road and Phagwara Chowk require inventory and bulk order financing.

Residential Plot & Home Construction Credit

With new colonies near Hariana Road and Bullowal developing fast, demand rises for home loans, registry finance, and property purchase credit.

Top Attractions

Takhni-Rehmapur Wildlife Sanctuary

A serene forest sanctuary home to diverse flora, deer, and bird species.

Sheesh Mahal

A beautifully decorated hall with intricate mirror work located within the local Rajputana-style fort complex.

Gurdwara Garna Sahib

A significant Sikh religious site believed to have been visited by Guru Hargobind Sahib Ji.

Dera Sant Garh

A peaceful spiritual retreat known for its calm surroundings and religious gatherings.

Bajwara Fort

A historic fort linked to Sher Shah Suri, reflecting Hoshiarpur’s medieval military significance.

Why Hoshiarpur Is a Consistent Lending Zone

1.

With its mix of wood-based industries, agro-commerce, and skilled trades, Hoshiarpur offers stable loan demand across semi-urban trade, women’s businesses, and housing finance.

2.

The city benefits from low migration, steady customer repayment, and a culture of entrepreneurship in both traditional and modern sectors.

financial services

Our Branch Location

Visit Us

Address

SF-6, Second Floor, “J’s Eminent Mall”Complex, Sutehri Road Hoshiarpur

Contact

Phone: 0181-4639903-08
Email: [email protected]

Loans We Offer

EV Two-Wheeler Loan GREEN MOBILITY

EV Two-Wheeler Loan

Own an electric bike with easy financing designed for affordability and convenience.

  • Low EMIs & interest rates
  • Quick approval & disbursal
  • Green mobility incentives
e-rickshaw-loan FAST TRACK

E-Rickshaw Loan

Power your livelihood with financing for new or used e-rickshaws.

  • High LTV (Loan-to-Value)
  • Fast-track processing
  • Income-based repayment options
Home Loan FLEXIBLE

Home Loan

Turn your dream home into reality with loans tailored to your needs.

  • Flexible repayment terms
  • Quick approval process
  • Personalized guidance
Loan Against Property COLLATERAL LOAN

Loan Against Property (LAP)

Leverage your property's value to access large funds for any purpose.

  • Competitive interest rates
  • Higher loan amounts
  • Use for business, education, or personal needs
Used Commercial Vehicle Loan PRE-OWNED

Used Commercial Vehicle Loan

Expand your transport business with financing for pre-owned trucks and vans.

  • Wide vehicle coverage
  • Fast disbursal
  • Minimal documentation
L5 / CNG Vehicle Loan GREEN VEHICLE

L5 / CNG Vehicle Loan

Go green and grow your business with loans for L5 or CNG vehicles.

  • Tailored for small businesses
  • Eco-friendly financing benefits
  • Affordable EMIs

Key High-Growth Areas

Model Town & Shastri Market

Boutique, coaching, and food service hubs needing setup and inventory loans.

Phagwara Chowk & Railway Road

Machinery, tool, and timber clusters needing trade credit.

Gaushala Road & Hariana Road

Hardware and plot buyers looking for housing and shop loans.

Mahilpur & Bullowal Belt

Small exporters, agri-tool shops, and artisan units with working capital needs.

Statistics

Hoshiarpur Finance Snapshot

4,600+
active units including furniture shops, IELTS centers, food vendors, and handicraft exporters
₹65K–2.3 lakh
average loan size across woodcraft, retail, coaching, and small construction sectors
17% YoY
growth in coaching center loans, timber inventory finance, and women-led boutique credit
₹500–1,600
average daily spend in Shastri Market, Model Town, and artisan lanes